Second Chance Housings

Acomplete 2026 guide to finding eviction-friendly housing in Phoenix. Verified apartment lists, new “Navigation Campus” resources, record sealing laws (Rule 20), and actionable approval strategies.

AI is the new electricity.

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The Phoenix Rental Market in 2026

If you are renting in Phoenix with an eviction on your record, you are navigating a market that has stabilized significantly compared to the crisis levels of previous years. As of early 2026, Phoenix has seen a rise in rental inventory, which has slightly shifted power back to tenants. However, corporate landlords remain risk-averse, utilizing AI-driven screening software (like RealPage) that automatically flags civil judgments.[1]

Finding housing is not just about “luck”—it requires understanding Arizona’s specific eviction sealing laws and knowing which property managers utilize manual underwriting rather than automated rejection.

Key Takeaway for 2026: Arizona’s Rule 20 (eviction record sealing) is your most powerful legal tool. If your eviction case was dismissed or you have a specific judgment type, the record may already be sealed from public view.

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1. The Legal Landscape: Sealing Your Record in 2026

Before applying, you must determine if your eviction record is even visible.[2] Since the full implementation of Arizona’s eviction sealing rules, many tenants are unaware they have a clean public slate.

Arizona Rule 20: Automatic & Petitioned Sealing

Under the Arizona Rules of Procedure for Eviction Actions (Rule 20), eviction records are sealed under these conditions:

1. Dismissal: If the landlord filed an eviction but the case was dismissed (e.g., you paid before the judgment), the court must seal the record. It should not appear on background checks.
2. Judgment for Tenant: If you went to court and won, the record is sealed.
3. Stipulated Agreement: If you and the landlord agreed to a settlement (a “Stipulated Judgment”) that included a sealing clause, the record is removed from public access.

Check the Maricopa County Justice Courts website. If a dismissed case still appears on your public docket, you must file a “Motion to Seal” immediately to correct this error before applying for housing.

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2. Verified Eviction-Friendly Apartments (2026 Data)

The following communities and management companies have demonstrated “Second Chance” or flexible admission criteria as of late 2025/early 2026.
Note: “Eviction friendly” often implies accepting evictions older than 2 years or those with a “Satisfied” judgment (debt paid).[1]

Top “Second Chance” Communities

Be aware: These properties often trade luxury amenities for accessibility. Always tour in person.

Desert Star Apartments

• Location: 1106 W Bell Rd, Phoenix, AZ (North Phoenix)
• Criteria: Historically one of the most lenient complexes in the valley. They are known to work with broken leases and evictions if you have proof of current income (2.5x rent).
• 2026 Status: Remains a primary “second chance” option, though tenant reviews cite mixed maintenance responsiveness.

The Square on Indian School

• Location: 7151 W Indian School Rd, Phoenix, AZ (Maryvale area)
• Criteria: Frequently accepts applicants with evictions older than 2 years.[3][4]
• Best For: Tenants looking for lower deposits and rapid move-in.[1] They often run “look and lease” specials that reduce upfront costs.

Glen Oaks Apartments

• Location: 5750 N 59th Ave, Glendale, AZ[5]
• Criteria: Known to work with “credit challenged” applicants.[1] If your eviction is old but your credit score is low, this is a viable option.
• Note: Located in Glendale but serves the greater West Valley metro.

San Angelin Apartments

• Location: 1935 S Sunnyvale Rd, Mesa, AZ[6]
• Management: Managed by Trinity Management, which has a reputation for more manual review processes compared to larger national chains.
• Action Plan: Visit the leasing office. Personal rapport here can override an automated “decline.”

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3. Specialized Housing Programs & Resources

In 2026, Phoenix has launched new initiatives specifically to prevent homelessness for those with rental barriers.

The “Phoenix Navigation Campus”

Opened fully in late 2025/early 2026, this facility (located near downtown) is not just a shelter. It serves as a housing navigation hub.

• Service: They offer case management that connects residents directly with “Low Barrier” landlords who receive incentives to rent to people with records.
• Who it’s for: Individuals currently at risk of homelessness or living in transitional situations.

Rapid Re-Housing Providers

If you are facing immediate displacement, do not just look for apartments; look for programs that act as your guarantor.

• HOM, Inc.: A major administrator of Rapid Re-Housing vouchers in Maricopa County. They partner with landlords who agree to waive standard screening criteria in exchange for guaranteed rent payments.
• UMOM New Day Centers: Specializes in families. They have a dedicated housing team that maintains a private list of landlords willing to accept past evictions.
• Save the Family: Based in Mesa but serving the East Valley, they offer a similar “Affordable Rental Movement” (ARM) program.

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4. The “Private Landlord” Strategy[1][4][7]

In 2026, your highest approval odds lie with independent landlords who do not use corporate software like Yardi or RealPage.

• Where to Look:
  • West Valley (Avondale/Glendale): High density of single-family rental homes owned by individuals.[1]
  • South Phoenix & Mesa: Look for “For Rent” signs on older duplexes and casitas.
• Facebook Groups: Join “Phoenix Rentals for Bad Credit” and “Valley King Properties” groups.[1] Local realtors often post “private owner” listings here that never make it to Zillow.
• The “Mitigation Packet”: When applying to a private owner, submit a packet before they run your credit:
  1. Proof of Income: 3 months of pay stubs (CashApp/Venmo screenshots are rarely accepted).
  2. Reference Letter: From a current employer or previous roommate.
  3. Satisfaction of Judgment: If you paid your eviction debt, include the court receipt. This is the #1 factor in getting approved.

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5. Locators vs. Scams[1][8]

Use These Legitimate Locators:

• Valley King Properties: The gold standard in Phoenix for “second chance” leasing. Their service is free to you (landlords pay them). They maintain a real-time database of which properties are currently accepting evictions.[1]
• Prestige Realty: Another reputable local locator service specializing in difficult rental history.

Avoid These Scams:

• “Credit Profile Numbers” (CPNs): Scammers may offer to sell you a “new credit identity” to apply for apartments.[1] This is illegal (federal fraud) and will result in an immediate denial and potential blacklisting.
• Cash-Only Showings: Never pay a deposit via Zelle/CashApp without seeing the inside of the unit.[1]

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FAQ:

“Can I get an apartment in Phoenix with an eviction less than 1 year old?”

It is extremely difficult. Most corporate complexes require 2+ years of clean history. Your best options are Valley King Properties (ask for “private landlord” lists) or weekly rentals like Budget Suites or Siegel Suites to build history while you wait for the 1-year mark.[1]

“Does Arizona have a ‘Clean Slate’ law for evictions?”

Yes, Rule 20 allows for the sealing of eviction records, but only if the case was dismissed or ruled in favor of the tenant. It does not automatically erase a judgment where you were found at fault, unless you stipulated that in the settlement.

“How much does it cost to seal an eviction record in Maricopa County?”

If you are eligible under Rule 20 (e.g., the case was dismissed), there is typically no filing fee for the court to seal the record as it should be automatic. If you are filing a motion to set aside a judgment, fees may apply, but you can request a fee deferral or waiver if you are low-income.

“Who helps with eviction record sealing in Phoenix?”

Community Legal Services (CLS) is the primary non-profit providing free legal aid. They hold periodic clinics and can assist with filing motions to seal records if you qualify.

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Disclaimer: This article provides information based on 2026 rental market data and Arizona statutes. It is not legal advice. For specific legal assistance regarding your record, contact Community Legal Services or the Maricopa County Justice Courts.